Asset-Based Lending

Equipment Financing

Acquire the machinery, vehicles, and technology your business needs without depleting cash reserves. Our equipment financing solutions offer competitive rates with the equipment itself serving as collateral.

Call (877) 501-1421

$10K

Minimum Amount

$10M+

Maximum Amount

2-7 Years

Loan Terms

5%-15%

APR Range

3-7 Days

Funding Speed

Key Features

Everything you need to know about our equipment financing solutions.

Equipment Loans

Purchase equipment outright with a traditional loan structure. You own the equipment from day one and build equity with each payment.

Equipment Leasing

Preserve capital with lease options including $1 buyout, fair market value, and operating leases to match your business strategy.

Sale-Leaseback

Unlock capital tied up in equipment you already own. Sell your equipment to a lender and lease it back while continuing to use it.

New & Used Equipment

Finance both new and pre-owned equipment. We work with all major manufacturers and private sellers.

Soft Costs Included

Finance more than just the equipment—include installation, training, shipping, and software in your financing package.

Vendor Programs

Special financing programs with preferred vendors offering promotional rates and streamlined approvals.

Why Choose Our Equipment Financing?

We understand the unique challenges businesses face when seeking funding. Our equipment financing solutions are designed to provide fast, flexible financing with transparent terms.

100% financing available—no down payment required
Fixed rates protect against interest rate increases
Tax advantages including Section 179 deductions
Equipment serves as collateral—no additional security needed
Preserve bank lines of credit for other needs
Upgrade options available at end of term

Get Your Free Quote

Fill out the form below and one of our funding specialists will contact you within 24 hours.

Ideal Use Cases

See how businesses like yours have used our equipment financing to achieve their goals.

Construction Fleet Expansion

A contractor financed $2.5M in excavators and dump trucks with a 5-year loan, enabling them to bid on larger projects and increase revenue by 60%.

Medical Imaging Equipment

A diagnostic center leased a $1.2M MRI machine with a fair market value lease, keeping the option to upgrade to newer technology in 5 years.

Restaurant Kitchen Upgrade

A restaurant group financed $350K in commercial kitchen equipment across 3 locations, with payments structured to match seasonal cash flow.

Manufacturing Line Modernization

A manufacturer used sale-leaseback on existing equipment to raise $800K for new CNC machines, improving production efficiency by 40%.

Frequently Asked Questions

What types of equipment can be financed?

Nearly any business equipment including: construction machinery, vehicles and trucks, manufacturing equipment, medical/dental equipment, restaurant equipment, IT hardware and software, office furniture, agricultural equipment, and more. If it's used for business purposes, we can likely finance it.

Should I lease or buy equipment?

It depends on your situation. Buy if: you want to own the asset, plan to use it long-term, or want to take advantage of depreciation. Lease if: you need to preserve capital, want to upgrade frequently, or prefer predictable expenses. Our advisors can help you analyze the best option.

What is Section 179 and how does it help?

Section 179 allows businesses to deduct the full purchase price of qualifying equipment in the year it's purchased, rather than depreciating it over time. For 2024, you can deduct up to $1.16 million. This can significantly reduce your tax liability and effective cost of equipment.

Can I finance used or refurbished equipment?

Yes, we finance both new and used equipment. Used equipment typically requires a shorter term and may have slightly higher rates. We'll need documentation of the equipment's condition and fair market value.

How quickly can I get approved and funded?

Simple transactions under $150K can be approved same-day with funding in 3-5 days. Larger or more complex deals may take 1-2 weeks. We offer application-only programs up to $250K that require minimal documentation.

Explore other funding solutions that might fit your business needs.