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Growth Capital

Revenue-Based Financing

Flexible funding that scales with your business. Repayments are tied to your monthly revenue, making it ideal for growing companies with variable income. No equity dilution, no fixed payments.

Loan Details

$25K
Minimum Amount
$5M
Maximum Amount
6-60 Months
Loan Terms
8%-25%
APR Range
1-2 Weeks
Funding Speed

Key Features

Everything you need to know about our revenue-based financing solutions.

Revenue-Tied Payments

Pay a fixed percentage of monthly revenue (typically 2-8%). When revenue is down, payments decrease automatically.

No Equity Dilution

Unlike venture capital, you retain 100% ownership of your company. No board seats, no voting rights given away.

No Personal Guarantee

Many RBF providers don't require personal guarantees, protecting your personal assets from business risk.

Quick Underwriting

Approval based primarily on revenue metrics and growth trajectory, not credit scores or collateral.

Flexible Use of Funds

Use capital for marketing, inventory, hiring, product development, or any growth initiative.

Founder-Friendly Terms

No prepayment penalties, no hidden fees, and transparent pricing. Pay off early and save on total cost.

Why Choose Our Revenue-Based Financing?

We understand the unique challenges businesses face when seeking funding. Our revenue-based financing solutions are designed to provide fast, flexible financing with transparent terms.

  • Payments automatically adjust to your revenue
  • Keep 100% equity and control of your company
  • No fixed monthly payment stress during slow periods
  • Faster approval than traditional bank loans
  • Build business credit without personal risk
  • Ideal for SaaS, e-commerce, and subscription businesses

Get Your Free Quote

Fill out the form below and one of our funding specialists will contact you within 24 hours.

By submitting this form, you agree to be contacted by Plentiful Funding regarding your funding inquiry.

Ideal Use Cases

See how businesses like yours have used our revenue-based financing to achieve their goals.

1

SaaS Marketing Scale-Up

A B2B SaaS company raised $500K to triple their marketing spend. With 5% of monthly revenue going to repayment, they scaled from $100K to $400K MRR in 18 months.

2

E-commerce Inventory Expansion

An online retailer used $250K to expand their product line and inventory. Revenue-based payments meant they could manage cash flow during seasonal fluctuations.

3

Subscription Box Growth

A subscription box company secured $150K to fund customer acquisition. They paid back the financing in 14 months as their subscriber base grew 3x.

4

Agency Hiring Spree

A digital marketing agency used $300K to hire 8 new team members, enabling them to take on larger clients and increase monthly revenue by 80%.

Frequently Asked Questions

How is revenue-based financing different from a loan?
Traditional loans have fixed monthly payments regardless of your revenue. RBF payments fluctuate with your income—you pay more in good months and less in slow months. There's typically a payment cap (e.g., 1.3-2x the principal) rather than an interest rate.
What revenue metrics do you look at?
We primarily evaluate: Monthly Recurring Revenue (MRR) or Annual Recurring Revenue (ARR), revenue growth rate, customer churn, gross margins, and revenue predictability. Most RBF providers want to see at least $15K-$25K in monthly revenue.
Is revenue-based financing right for my business?
RBF works best for businesses with: recurring or predictable revenue, healthy gross margins (40%+), growth potential, and a need for non-dilutive capital. It's popular with SaaS, e-commerce, subscription businesses, and digital agencies.
What's the typical repayment cap?
Most RBF agreements have a repayment cap of 1.3x to 2x the principal amount. For example, if you receive $100K with a 1.5x cap, you'll repay a maximum of $150K regardless of how long it takes.
Can I pay off early and save money?
Yes! Unlike MCAs, most revenue-based financing has no prepayment penalty and you only pay for the time you use the capital. If you hit your repayment cap early, you're done. Some providers offer discounts for early payoff.

Ready to Grow Your Business?

Get started with your revenue-based financing application today. Our team is ready to help you secure the funding you need.

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